Licensed FMO • Medicare & Life

Carrier contracts and back-office support for independent insurance agents.

Norcrest Insurance Solutions is a Field Marketing Organization supplying Medicare Advantage, Medicare Supplement, life, and ancillary product contracts to licensed agents and agencies across the country.

50
States Supported
25+
Carrier Partners
100%
Street-Level Commissions
24h
Contracting Turnaround
About Norcrest

An FMO built around the modern independent agent.

Norcrest Insurance Solutions is a Field Marketing Organization headquartered in the United States. We exist to make it easier for independent agents and agencies to sell senior health and life insurance — without the headaches of negotiating carrier appointments, fighting for releases, or chasing commission statements one carrier at a time.

We don't sell policies directly to consumers. Our job is to supply licensed agents with the carrier contracts, compliance support, and back-office tools they need to grow their book of business.

If you're a licensed agent looking for a more responsive upline, or an agency owner looking to consolidate contracting under one roof — we'd like to talk.

What we provide

  • Direct carrier appointments at street level
  • Free AHIP reimbursement programs
  • Free CRM & quoting tools
  • Lead programs & co-op marketing
  • Dedicated agent success manager
  • Vested-from-day-one contracts
Product Lines

Contracts across every senior market product line.

One FMO, one onboarding, every carrier. We supply contracts — your agency owns the client relationship and the renewals.

Medicare

Direct contracting with the major national and regional Medicare carriers.

  • Medicare Advantage (MAPD)
  • Medicare Supplement (Med Supp)
  • Prescription Drug Plans (PDP)
  • D-SNP & C-SNP plans

Life Insurance

Full lineup of life carriers for individual and final-expense market sales.

  • Final Expense / Whole Life
  • Term Life
  • Indexed Universal Life (IUL)
  • Mortgage Protection

Ancillary Products

Cross-sell products that round out a senior client's coverage.

  • Hospital Indemnity
  • Dental, Vision & Hearing
  • Cancer / Critical Illness
  • Short-Term Care
Why Norcrest

The kind of upline you actually wanted when you got licensed.

01

Street-level commissions

We don't shave overrides off the top. Agents earn full street-level commissions on every carrier we offer.

02

Vested day one

Your book is your book. Contracts are written with day-one vesting wherever the carrier allows.

03

Real human support

A dedicated contracting manager — not a ticket queue — gets your appointments approved fast and keeps them clean.

04

Tech that actually helps

Free access to quoting platforms, e-app tools, and a modern CRM built for senior-market agents.

05

Lead & marketing co-op

Producing agents get access to vetted lead programs and co-op marketing dollars — no monthly fees to qualify.

06

Compliance done right

CMS-compliant call recording guidance, marketing review, and SOA/scope-of-appointment support included.

Ready to get contracted?

Tell us a little about your business and we'll send over the contracting paperwork the same business day.

Start Contracting
Get in Touch

Let's get you appointed.

Send us a note and our contracting team will reach out within one business day.

Contact Information

Phone
Available upon request
Email
contracting@norcrestinsurance.com
Headquarters
United States
Hours
Mon–Fri, 9:00 AM – 6:00 PM ET

Request Contracting

We typically respond within one business day.